Obama and McCain on Health Care
By: David Phillips
September 1, 2008
Presidential hopefuls Obama and McCain have both talked about health
care while stumping across America. I will try and point out the central themes of both candidates on this issue so you can
decide which one is better for you and your family.
There are currently 47 million Americans who do not have any health care right now, and in 2007 according to our government,
89 million Americans went without health care for all or part of that year. The Congressional Budget Office (CBO) has said
that by 2012, 150 million Americans will no longer be able to afford the costs of health care.
Both candidates agree that rising health care costs must be reigned in, but how. The difference between Obama’s plan
and McCain’s plan are like Night and Day, so which plan is best?
Obama wants to provide health care for every American citizen
Universal Health care is currently given in every western industrialized nation on earth, except one nation, the United
States of America.
Senator Obama’s health plan will NOT require you, your family or anyone else to change the health plans that you
currently have. In fact if you are happy with your plans nothing will change for you or your families.
Obama will make available a new national health plan to all Americans, including the self-employed and small businesses,
to buy affordable health coverage that is similar to the plan available to members of Congress.
Senator Obama’s plan will include:
Guaranteed eligibility: No American will be turned away from any insurance plan because of illness or pre-existing conditions.
Comprehensive benefits: The benefit package will be similar to that offered through Federal Employees Health Benefits Program
(FEHBP), the plan members of Congress have. The plan will cover all essential medical services, including preventive, maternity
and mental health care.
Subsidies: Individuals and families who do not qualify for Medicaid or SCHIP but still need financial assistance will receive
an income-related federal subsidy to buy into the new public plan or purchase a private health care plan.
Easy enrollment: The new public plan will be simple to enroll in and provide ready access to coverage.
Portability and choice: Participants in the new public plan and the National Health Insurance Exchange will be able to
move from job to job without changing or jeopardizing their health care coverage.
Support for Small Businesses: Barack Obama will create a Small Business Health Tax Credit to provide small businesses with
a refundable tax credit of up to 50 percent on premiums paid by small businesses on behalf of their employees. This new credit
will provide a strong incentive to small businesses to offer high quality health care to their workers and help improve the
competitiveness of America’s small businesses.
McCain wants the Free Market to control health care costs
McCain wants to keep the so-called free market in health care as it is an offer up a health care tax break for every American
citizen. McCain says he will give a family of four up to a $5000.00 tax credit, and allow employees to shop for their own
health care. McCain will remove employers cost of health care which will increase profits for business’s.
But, the average cost in 2008 to insure a family of four is approx. $15,000 dollars a year, which McCain says he will give
back a $5000.00 dollar tax credit. This is a $10,000.00 dollar a year out of pocket increase, for a family of four.
McCain says that a free market will create competition and lower health care costs for everyone. But it is the current
free market that runs health care, and it is the same free market that has driven up the costs of health care.
Senator McCain’s plan will include:
Cheaper Drugs: Lowering Drug Prices. John McCain will look to bring greater competition to our drug markets through safe
re-importation of drugs and faster introduction of generic drugs.
Greater access and Convenience: Expanding Access to Health Care. Families place a high value on quickly getting simple
care. Government should promote greater access through walk-in clinics in retail outlets.
Information Technology: Greater Use of Information Technology to Reduce Costs. We should promote the rapid deployment of
21st century information systems and technology that allows doctors to practice across state lines.
Both candidates have their health plans listed on their web sites, I urge everyone to read what each has to say.
David Phillips is a Vietnam Era Veteran, a Democratic Party Activist, and David is also the Publisher
and Editor of the online political magazine YodasWorld.org
E-Mail Questions or Comments: firstname.lastname@example.org
You can also read David’s weekly column in the Santa Ynez Valley Journal or you can go to their
web site: www.Syvjournal.com